Total and permanent Disability


If you suffer total and permanent disability, this type of insurance can pay a lump sum in the event that you are unable to work again.

Total and Permanent Disablement (TPD) cover pays a lump sum should you become totally and permanently disabled through illness or injury. If you are TPD, it could create an adverse financial burden, preventing you from earning an income at a time when you may have ongoing expenses and medical and/or rehabilitation expenses.

Your family can suffer from your disablement both financially and emotionally. By helping to ease financial concerns, TPD benefits go some way towards easing the effects on you and your family.

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